The Delray Beach First-Time Homebuyer Program is a partnership that was established for the specific purpose of providing affordable housing for first-time homebuyers throughout the City of Delray Beach, for construction of new homes and purchase of existing homes with rehabilitation.  Eligible properties must be single-family homes permitting fee simple ownership.

The goals of the First-Time Homebuyers Program are to increase homeownership opportunities and contribute to the City's overall neighborhood improvement efforts. 

The First-Time Homebuyer Program provides assistance to persons who have traditionally been unable to obtain private mortgage loans.  The private lender will provide as much of a mortgage loan as the applicant can afford and the City will subsidize the remainder of the purchase price with available grant funds.   

Program Features